Selecting people
- Don’t choose at random.
- Focus on people with whom you:
- are currently facing challenges in collaboration,
- will be working more closely in the long term,
- want to strengthen your network.
You give more than you think: attention, time, energy, ideas, empathy, thoughtfulness. Much of it happens quietly, often without any big gesture or anyone even noticing.
The Karma Bank makes exactly that visible: what you give, what you need, and what connects you. For yourself. For your team. Or for whatever environment you want to strengthen with deeper relationships, trust, and a sense of togetherness.
The Karma Bank isn't your typical financial tool. It's a mindset. A shift in perspective.
You give. You take note of what you give. And you trust that something will come back. Not always right away, but often in surprising ways.
The Karma Bank is a principle based on trust. A tool for anyone who wants to build relationships with intention, within a team, among friends, or simply for themselves. It reminds us: giving and receiving go hand in hand. And both deserve to be seen. Because every form of support counts—no matter how big or small:
The Karma Bank sheds light on what is often overlooked. It reveals how people uplift each other and strengthen fairness, trust, and connection.
And the best part?
It's not a ranking or leaderboard. Not a competition. It's a mirror.
A mirror that reflects just how much supportive energy is already flowing—and how valuable our giving and receiving truly are.
"Most systems celebrate results.
The Karma Bank celebrates what comes before: the small, often overlooked micro-actions that make those results possible in the first place."
It makes the invisible visible, so that contributions don’t go unnoticed but are truly recognized.
It encourages you to ask for support, without shame, guilt, or holding back.
It strengthens connection and collaboration by turning generosity into a shared habit.
It’s both light and profound, simple to use, powerful in its impact.




Whether you want to use the Karma Bank for yourself, share it with friends, bring clarity to a club or community, or foster stronger collaboration within a team, the key is that you and your Karma Bank crew agree on three core principles:
Give: Every supportive action is a “deposit.” Do you currently have the capacity to give? The same goes for everyone else involved.
Keep track: How will you track your deposits? Whether it’s with cards, lists, boards, or digitally on Miro. The main thing is that it’s simple, accessible, and easy to integrate into everyday life.
Below you’ll find templates Melissa has used. Before diving in, take a moment to explore them. Make them your own, or create your own version from scratch. In our experience, that’s what works best.
Want to strengthen specific relationships? Great.
This template helps you show appreciation to colleagues or companions in a meaningful way. Choose five people and consider: What’s one small action that would strengthen our connection?
It’s all about simple, specific micro-acknowledgements that make a real impact.
Now it’s time to stay consistent. How often do you give? How often do you receive? And how does it feel?
With the Flow Template, you track when you offered support, and when you received it. This helps you spot patterns, notice balance (or imbalance), and refine your approach. The tracking and action list provides a clearer view and room for growth.
Planning to use the Karma Bank with a team or community? Start here.
Together, you’ll define the ground rules for how Karma Points are given.
Everyone records when they give or receive support.
In regular reflection rounds, you’ll discuss how support is distributed, strengthen your sense of connection, and bring a culture of mutual support to life, clearly and tangibly.
Start in a way that works for you. This is not supposed to drain you even more. Simple acts can have a great impact.
Adapt the template to your context.
Decide how deeply you want to engage with yourself, your friends, or your workplace.
This template is designed to help you intentionally nurture relationships with colleagues. It focuses on small, specific acts of recognition, micro-acknowledgements, that build trust and improve collaboration.
Instead of relying on big gestures or formal feedback processes, it encourages regular, simple contributions that strengthen working relationships.
You strengthen your network within the organization.
You foster collaboration and trust.
You’re seen as supportive and dependable.
You help build a culture of appreciation.
Center: This is where you list five colleagues you want to focus on.
Five segments: Each segment is assigned to one person. Think about one specific action you can take to support that person.
Guiding question: “How can this person support my vision, work goals, or career goals?”
It shifts the focus toward mutuality. You’re giving something, but you’re also becoming aware of how the relationship supports you.
Selecting people
Relationship analysis
Where are there tensions or misunderstandings?
Where are shared successes missing?
Where do you see potential for more exchange?
Define specific actions
Write down one clear action per person, for example:
Offer help with a task
Take time for a personal conversation
Give feedback or acknowledge an achievement
Share information that could support them
Important: Focus on small, immediately doable steps.
Act and reflect
Carry out the action within a few days.
Observe how the person responds.
Reflect on whether the relationship becomes lighter, more trusting, or more productive as a result.
Regular repetition
This template helps you maintain a steady balance between giving and receiving in your professional relationships. It’s less about individual actions and more about the flow of mutual support. The goal is to become more aware of:
When did you receive support?
When did you offer support?
How balanced is this exchange?
By tracking this, you strengthen your network, build trust, and avoid one-sided dynamics.
You develop a sharper sense of balance in your relationships.
You gain insight into whether you’re enriching or overloading your network.
You promote a culture of giving—without losing sight of the value of receiving.
You have a simple tool to track your progress.
Center: This is where you keep an ongoing overview of your interactions.
Segments in the circle:
Optional tracking list (left side):
Here you can document in detail who offered support, when, how, and what the outcome was.
Optional action list (right side):
Here you can collect ideas for what you want to do—simple steps, challenging actions, or fun initiatives.
Start intentionally small
Choose one or two days to log your first points.
Record every small gesture, not just major acts of support.
Assigning points
Give yourself a point when you’ve helped someone (e.g., shared knowledge, given feedback, offered your time).
Give yourself a point when you’ve received help (e.g., support with a task, advice, information).
Add to your tracking
Use the list on the left to note specifics: who, when, how, and the outcome.
This helps you spot patterns: Who supports you regularly? Whom do you support?
Reflection
At the end of the week, check: Is the flow balanced?
Are there colleagues you receive more from than you give to, or vice versa?
Think about how you can restore or maintain balance.
Planning with the action list
On the right, you can jot down targeted ideas:
Simple: Small recognition, quick help.
Challenging: Honest conversation, support with complex tasks.
Fun: Shared break, little surprise.
Repeat
Use the template regularly, for example, weekly.
Over time, you’ll begin to see whether you’re in a “flow” or if some relationships remain one-sided.
This template helps teams introduce and actively live the Karma culture.
Unlike the individual templates (Kudos and Flow), the focus here is on the collective experience.
It’s about:
Building a shared understanding of giving and receiving
Creating transparency around how support is distributed
Fostering a culture where helping each other becomes second nature
The practical benefits for the team and collaboration:
Strengthens team cohesion through mutual recognition
Builds trust and fairness
Offers a clear overview of how support flows within the team
Encourages shared responsibility for team culture
Makes the balance between giving and receiving visible
Center: It’s about focusing on balance and transparency.
Segments in the circle:
Explanation box with rules:
Keep the rules simple so no one feels overwhelmed.
Record small gestures just as much as big acts of support, they often make the biggest difference.
Use the tool not as a competition, but as a motivator for mutual support.
Combine the review with a brief feedback round.
Create a routine, for example, add your points at the end of each week.
Preparation
Set a time frame (e.g., 4 weeks or one quarter).
Clarify who’s participating.
Hang the poster in a visible spot or share it digitally.
Kick-of meeting
Define together what counts for points.
Collect examples: small acts of help, sharing knowledge, support with tasks, listening.
Agree on a consistent scoring system (every act of support counts as one point).
Set the rules
All Karma points have equal value.
Both big and small acts of support are recognized.
Points are awarded for both giving and receiving.
Clarify responsibilities within the team
Decide who will ensure the rules are followed.
Schedule brief reflection rounds to discuss progress.
Collect points
Add a point when you’ve received support.
Add a point when you’ve given support.
Important: Document honestly, regularly, and visibly.
Reflection
In team meetings, discuss: How is the giving and receiving distributed?
Who is especially active? Who benefits the most?
Is there an imbalance that needs to be addressed?
Closing and evaluation
At the end of the set time frame: review the results together.
Celebrate successes, identify patterns, and adjust rules if needed.
This template connects the idea of the Karma Bank with a specific personal goal. It shows you how to intentionally engage your network:
Where do you need support to reach your goal?
Who can you support at the same time?
This creates a flow of giving and receiving directly tied to your personal growth or a project.
The concrete benefits for you:
You link your personal goals directly to your network.
You identify where you need support and how to ask for it.
You strengthen relationships through mutual exchange.
You turn your development into a shared process.
Center: This is where you clearly state your personal goal.
Fields on the left:
Under “Person” and “Contribution,” list people who could support you in reaching your goal -and how exactly they could help.
Fields on the right:
Under “My contribution to others,” note what you can offer in return. The focus is on not just receiving, but actively giving back.
Bottom left box (Explanation):
Outlines the process: define your goal, involve your network, plan contributions.
Bottom right box (Tip):
Helps you more easily identify how you can support others.
State your goal clearly so others can easily understand it.
Be specific in your requests for support - vague asks often go unanswered.
Use the tip box to reflect on your own strengths. This will help you see more easily what you can give back.
Update the template regularly, especially when your goal is achieved or shifts in a new direction.
Set a goal
Formulate a clear, achievable goal—for example, completing a project, learning a new skill, or strengthening your role within the team.
Identify support
Think about who in your environment could help you with this.
Write down the person and the specific contribution you’d like from them (e.g., sharing knowledge, giving feedback, opening up contacts).
Reflect on your own contributions
Ask yourself: What can you offer in return?
Write your contributions on the right side. These could be support, experiences, or resources.
Create balance
Make sure the relationship doesn’t remain one-sided.
Consider how you can make your support timely and visible.
Take action
Approach the people directly.
Be clear in your request for support—and just as clear in what you’re offering in return.
Review and adjust
Regularly check whether you’re making progress toward your goal.
Add new people or contributions if your environment or needs change.
This template connects the concept of Karma Bank with insights from "How Women Rise" by Sally Helgesen and Marshall Goldsmith. It’s specifically designed for women who want to advance their professional growth.
The goal is to make common behaviors visible - ones that may be holding you back from your next career step - and to address them intentionally in connection with your environment.
Your benefits:
You link personal growth with your network.
You make limiting behaviors visible and manageable.
You strengthen relationships through mutual support.
You support your career development in a structured, intentional way.
Center: The starting point for reflection and change.
The four segments in the circle:
These represent the four main areas into which the twelve behaviors are grouped. Learn more here.
Career Management
Self-Promotion
Personal Expectations
Relationship Management
They reflect key themes where limiting patterns may show up.
Outer fields:
For each area, write down one person and the contribution you’d like to give or receive.
There’s also a field for an “extra person”—meant for especially prominent behaviors or key figures.
Explanation at the bottom:
Guides you to choose one behavior per area that you want to work on—and to identify the right people to support you.
Be honest with yourself about which behaviors hold you back the most.
Start with one area before tackling them all at once.
Use the extra person intentionally to reinforce feedback.
Keep balance in mind: it’s not just about getting support, but also about providing value to others.
Identify behavior
Consider which of the behaviors described in the book apply to you.
Examples: The Perfection trap, Reluctance to claim your achievements, Overvaluing expertise, Minimizing.
Assign to an area
Link the chosen behavior to one of the four areas (e.g., perfectionism → personal expectations).
Select people
Look for individuals who can help you change this behavior (e.g., mentor, colleague, manager).
In the “Contribution” field, add how exactly they can support you—or how you’d like to support them.
Choose an extra person
Select someone for particularly relevant behaviors that are strongly pronounced in you.
This person can help by giving you targeted feedback or holding up a mirror.
Define contributions
Be clear: What support do you want?
What support are you offering in return?
The goal is a balanced exchange of giving and receiving.
Start implementation
Approach the selected people directly.
Agree on concrete steps for how you’ll work together.
Reflection
Regularly check whether you’re making progress.
Add or switch people if your focus shifts.
These cards make visible what each person can offer, and what they need.
They invite you to step outside your comfort zone and try something new.
The focus is not on “wish & offer,” but on learning and growth.
You can use these questions flexibly—either as part of a handout or directly in a session. They encourage reflection on your own approach to giving and receiving:
What comes more easily to me, giving or receiving? Or: Where do I hold back, and why?
How visible is my contribution to others? Or: What do I need in order to accept support?